This member guest blog was submitted by Florida Blue.
4 Surprising Facts About Health Insurance
4 out 5 people could pay $10 or less each month for health insurance.
There are many things about health insurance that might surprise you, including that it can be affordable for everyone!
People often think it’s too expensive, too confusing, and too hard to enroll in. Some question whether they need health insurance at all, and they choose to go without coverage, leaving themselves and their families unprotected from expensive medical bills.
But the truth is health insurance may be easier to get and more affordable than you think. Here are four facts about health insurance that may surprise you.
Fact 1: Affordable health insurance is available.
Think health insurance is always expensive? Think again! In fact, 4 out 5 people could pay $10 or less each month for insurance.1
Fact 2: Financial assistance is widely available.
Nearly 90% of people shopping for a Health Insurance Marketplace insurance plan, qualify for financial assistance (also called a subsidy) to help lower their monthly bill. 1
Fact 3: The cost of medical care can be devasting.
The average three-day hospital stay is $30,000,2 according to Healthcare.gov. No one plans to get sick or injured, but it will likely happen to each of us at some point during the year. And you could be on the hook for the full cost if you don’t have health insurance coverage.
Fact 4: Marketplace subsidies won’t affect immigration status.
Financial assistance isn’t just for U.S. citizens. Many lawfully present immigrants qualify for help paying for health insurance through the Marketplace, including green card holders and those with work or student visas.
You can learn more about how health insurance works at GetCoveredFlorida.com.
If you need help, you’re not alone. Florida Blue has been serving the state for almost 80 years and is the only insurer offering health plans in every county of Florida. Connect with a local licensed Florida Blue agent, visit your neighborhood Florida Blue Center, or call 1-800-876-2227 for help finding the right plan and making sure you get the financial help you qualify for.
2https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/
Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. An independent Licensee of the Blue Cross and Blue Shield Association.